TERMS OF USE
BY LOGGING IN AND USING THESE WEBSITES, YOU ACKNOWLEDGE YOUR AGREEMENT TO THE FOLLOWING
TERMS OF USE. PLEASE READ THESE TERMS CAREFULLY BEFORE USING THESE WEBSITES. Enact may revise these terms of use at any time by updating this posting.
Revised terms will apply to your use of these sites after the revisions are posted,
and you should therefore periodically visit this page to review the terms and conditions
to which you are bound. You may print these terms of use by clicking on the "print"
button of your Internet browser.
Ownership; Restrictions on Use
These Websites are owned and operated by Enact Mortgage Holdings, LLC ("Enact")
and are protected by copyright, trademark, and other applicable laws. Except as otherwise
expressly permitted by Enact, no materials from these Websites or any Website owned,
operated, licensed or controlled by Enact may be copied, republished, uploaded,
posted, transmitted, or distributed in any way. You may download material displayed
on these Websites for your own business use only, provided that you also retain all
copyright and other proprietary notices contained on the materials. You may not
distribute, modify, transmit, reuse, repost, or use the content of these Websites
for commercial purposes.
Disclaimer
The information and services offered via these Websites are provided "AS IS". TO THE
FULLEST EXTENT PERMITTED BY LAW, ENACT EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESSED
OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY
AND FITNESS FOR A PARTICULAR PURPOSE. Enact does not warrant that the information
and services offered via these Websites will be uninterrupted or error-free, that
defects will be corrected, or that these Websites or the server that makes it available
are free of viruses or other harmful components. Enact does not warrant or make
any representations regarding the use or the results of the use of the materials
on these Websites in terms of their correctness, accuracy, reliability, or otherwise.
Limitation of Damages
IN NO EVENT SHALL ENACT OR ANY OF ITS AFFILIATES BE LIABLE TO ANY ENTITY FOR
ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT
LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS
OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF,
OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THESE SITES OR ANY
LINKED WEBSITE, EVEN IF ENACT IS EXPRESSLY ADVISED OF THE POSSIBLITY OF SUCH
DAMAGES. ENACT'S LIABILITY SHALL IN NO EVENT EXCEED AN AMOUNT EQUAL TO THE TOTAL
AMOUNT PAID BY THE ENACT BUSINESS PARTNER IN CONNECTION WITH THE USE OF THESE
SITES.
Links to Third Parties
These Websites contain links to Websites maintained by third parties. Such links
are provided for your convenience and reference only. Enact does not operate
or control in any respect any information, software, products or services available
on such Websites. Enact's inclusion of a link to a Website does not imply any
endorsement of the services or the site, its contents, or its sponsoring organization.
Changes to Sites
Enact may terminate, change, suspend or discontinue any aspect of these Sites,
including the availability of any features of these Sites, at any time. Enact may
also impose limits on certain features and services or restrict your access to parts
or all of these Sites without notice or liability.
Dispute Resolution
Any claim or controversy arising out of or relating to the use of these Websites,
to the goods or services provided by Enact via these sites, or to any acts or omissions
for which you may contend Enact is liable, including but not limited to any claim
or controversy as to arbitrability ("Dispute"), shall be resolved via binding arbitration.
The arbitration shall be held before one arbitrator under the commercial arbitration
rules of the American Arbitration Association ("AAA") in force at that time and
will be conducted at the city which is closest to the Enact Business Partner's
main offices or at any other location mutually agreed upon by Enact and the Business
Partner. The arbitrator shall be selected pursuant to the AAA rules. Should no AAA
rule regarding the selection of an arbitrator be in effect, the Enact Business
Partner shall select an arbitrator from a panel of arbitrators acceptable to Enact.
Any judgment upon the award rendered by the arbitrators may be entered in any court
of competent jurisdiction.
Privacy
Enact understands the importance of protecting the privacy of your customers'
personal information. Access the full text of our
Privacy and Security Notice.
Online Privacy
Full text of our
Online Privacy Policy.
Access to Sites
In order to enhance security and transaction control, you are being assigned a unique
user ID and password that will enable you to access our websites. Please protect
your login information carefully, and do not permit others to share or "borrow"
your login. Your company will be legally bound by any transactions conducted through
the use of your user ID and password, even if you did not initiate the transaction.
If you ever believe that your login information has been compromised, you should
immediately notify your web administrator so that you can be assigned a new login.
Lender's Duty to Manage Access
The lender that authorizes its employees to access these sites is responsible for
all use and access by its employees and agents. When employment is terminated,
the lender must promptly 1) terminate the former employee's access to Enact's
websites or 2) provide the ActionCenter® (Action.Center@EnactMI.com)
with the terminated employee's name, so that Enact associates can remove the
individual's access rights. The lender will remain liable for any use or access
of these sites by its former employees/agents until Enact is notified of the
change in employment status.
These Terms of Use were last updated on February 7, 2022.