BY LOGGING IN AND USING THESE WEBSITES, YOU ACKNOWLEDGE YOUR AGREEMENT TO THE FOLLOWING TERMS OF USE. PLEASE READ THESE TERMS CAREFULLY BEFORE USING THESE WEBSITES. Enact may revise these terms of use at any time by updating this posting. Revised terms will apply to your use of these sites after the revisions are posted, and you should therefore periodically visit this page to review the terms and conditions to which you are bound. You may print these terms of use by clicking on the "print" button of your Internet browser. These Websites are owned and operated by Enact Mortgage Holdings, LLC ("Enact") and are protected by copyright, trademark, and other applicable laws. Except as otherwise expressly permitted by Enact, no materials from these Websites or any Website owned, operated, licensed or controlled by Enact may be copied, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on these Websites for your own business use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of these Websites for commercial purposes. The information and services offered via these Websites are provided "AS IS". TO THE FULLEST EXTENT PERMITTED BY LAW, ENACT EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Enact does not warrant that the information and services offered via these Websites will be uninterrupted or error-free, that defects will be corrected, or that these Websites or the server that makes it available are free of viruses or other harmful components. Enact does not warrant or make any representations regarding the use or the results of the use of the materials on these Websites in terms of their correctness, accuracy, reliability, or otherwise. IN NO EVENT SHALL ENACT OR ANY OF ITS AFFILIATES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THESE SITES OR ANY LINKED WEBSITE, EVEN IF ENACT IS EXPRESSLY ADVISED OF THE POSSIBLITY OF SUCH DAMAGES. ENACT'S LIABILITY SHALL IN NO EVENT EXCEED AN AMOUNT EQUAL TO THE TOTAL AMOUNT PAID BY THE ENACT BUSINESS PARTNER IN CONNECTION WITH THE USE OF THESE SITES. These Websites contain links to Websites maintained by third parties. Such links are provided for your convenience and reference only. Enact does not operate or control in any respect any information, software, products or services available on such Websites. Enact's inclusion of a link to a Website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization. Enact may terminate, change, suspend or discontinue any aspect of these Sites, including the availability of any features of these Sites, at any time. Enact may also impose limits on certain features and services or restrict your access to parts or all of these Sites without notice or liability. Any claim or controversy arising out of or relating to the use of these Websites, to the goods or services provided by Enact via these sites, or to any acts or omissions for which you may contend Enact is liable, including but not limited to any claim or controversy as to arbitrability ("Dispute"), shall be resolved via binding arbitration. The arbitration shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association ("AAA") in force at that time and will be conducted at the city which is closest to the Enact Business Partner's main offices or at any other location mutually agreed upon by Enact and the Business Partner. The arbitrator shall be selected pursuant to the AAA rules. Should no AAA rule regarding the selection of an arbitrator be in effect, the Enact Business Partner shall select an arbitrator from a panel of arbitrators acceptable to Enact. Any judgment upon the award rendered by the arbitrators may be entered in any court of competent jurisdiction. Enact understands the importance of protecting the privacy of your customers' personal information. Access the full text of our Privacy and Security Notice. Full text of our Online Privacy Policy. In order to enhance security and transaction control, you are being assigned a unique user ID and password that will enable you to access our websites. Please protect your login information carefully, and do not permit others to share or "borrow" your login. Your company will be legally bound by any transactions conducted through the use of your user ID and password, even if you did not initiate the transaction. If you ever believe that your login information has been compromised, you should immediately notify your web administrator so that you can be assigned a new login. The lender that authorizes its employees to access these sites is responsible for all use and access by its employees and agents. When employment is terminated, the lender must promptly 1) terminate the former employee's access to Enact's websites or 2) provide the ActionCenter® (Action.Center@EnactMI.com) with the terminated employee's name, so that Enact associates can remove the individual's access rights. The lender will remain liable for any use or access of these sites by its former employees/agents until Enact is notified of the change in employment status.

These Terms of Use were last updated on February 7, 2022.

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